What is the Motability Scheme?

The Motability Scheme is a Government backed scheme that enables disabled and those receiving Motability benefit to obtain a car, powered wheelchair or scooter by using their Government funded mobility allowance. It was founded in 1977 by Lord Sterling of Plaistow and the late Lord Goodman.

Since 1978 over two million cars, scooters and powered wheelchairs have been provided to help disabled people with their mobility needs. The Motability Scheme is a collaboration of Government, leading banks, and the motor and insurance industries. This scheme has enabled car dealerships to sell Motability vehicles in Southend.

To qualify for the Motability Scheme you have to be receiving Disability Living Allowance (DLA), which is designed to help towards the additional living costs incurred by people with disabilities. The Motability Scheme is available to those who receive either the Higher Rate Mobility Component of Disability Living Allowance or the War Pensioners' Mobility Supplement.

There are two options for those eligible for the Scheme – Contract Hire and Hire Purchase. People wanting to use the Contract Hire option must have at least twelve months' award length remaining when they apply. Those wishing to take the Hire Purchase option must have an award length of at least the length of the contract.

Over 560,000 people currently choose Motability for their mobility needs and out of that 97% would recommend the Scheme to their family and friends. Around two-thirds of Motability customers drive their own vehicle, but non-drivers are eligible to get a car as a passenger. Similarly, parents and carers can also apply on behalf of a disabled child from the age of three.